Well, I just paid off 16% of my home mortgage.  How you ask?  With a Home equity line or some such nonsense?  No.  I did it the old fashioned way, I raided my wifes bank account.  I've been paying the bills lately and her money has just been accumalating.  So we decided to put that money to a better use then earning the pathetic interest rate she is getting at the bank. 

We invested in ourselves and bought a small piece of our freedom.  My bank allows me to nickname accounts online and I have dubbed the mortgage as "Noose."  That is how I feel about it.  It is the last debt obligation I have and contrary to conventional thinking, I'm going to pay it off as soon as I can. 

Why?  For the freedom, of course.  Without a mortgage, I don't need as much of an income to support my lifestyle and my family.  Secondly, it's a guaranteed return on my investment.  I know exactly how much I'm going to get for my money.  And lastly, I'm going to save a lot of interest money.  

I know many people think you should keep your mortgage for the supposed tax benefits but I have to have a tax return that allowed me to itemize so no mortgage deduction. 

So we are one step closer to freedom.  I would love to have my house paid of by age 35.  It might be a stretch with a kid on the way but I think its doable and I know it worth it.