Money is the water of life for a small business.

This is so obvious as to almost not need mentioning.  The point I want to make is that many people want to start businesses yet have no control over their personal finances.  I strongly believe that the two (business and personal finances) are linked very closely and furthermore that you money handling is a reflection on you in general.  I believe if you don't handle money well you also don't handle your life well; i.e. you don't exercise, you don't eat right etc. 

You lack discipline and if you lack discipline all is lost…