Fear is the mind killer.
 
Many people live in a state of fear.  The media doesn’t help this situation.  Everyday gloom and doom spew out of TV’s, newspapers, radios, web pages, etc, etc. 

I believe fear is also a function of age.  Mathematicians do great things when they are young.  Start-ups are founded by young men and sometimes women. 

I believe that fear is also a function of sex.  Women (on the average) need security more then men.  Men who are married to women need security more then single men.  Men who are married and have kids need security more then any of the previous examples.  Old people in general are scared, scared of falling, afraid of Republicans taking their social security checks and afraid of robots that eat old people’s medicine.

You can not live your life in fear and you cannot start or run a business in a state of fear. 

Money is the water of life for a small business.

This is so obvious as to almost not need mentioning.  The point I want to make is that many people want to start businesses yet have no control over their personal finances.  I strongly believe that the two (business and personal finances) are linked very closely and furthermore that you money handling is a reflection on you in general.  I believe if you don't handle money well you also don't handle your life well; i.e. you don't exercise, you don't eat right etc. 

You lack discipline and if you lack discipline all is lost…